Financing for Special Needs

Special Home Loan Programs

PMZ Home Loans is pleased to be able to offer a variety of financing programs designed to meet the special needs of our clients.

For more information on our programs please select the loan program below that best suits your needs:

Less Than Perfect Credit

PMZ Home Loans offers a variety of home loans for their clients that have credit problems. Collections, judgements, bankruptcies.

You are able to obtain home financing.



Down Payment Assistance Programs

Down payment assistance programs allow you to purchase with no down payments. PMZ Home Loans offers their expertise for which down payment program is available to you.

Choices of programs are:

  • CHFA Down Payment Assistance Program designed for new home purchases
  • Pers
  • FHA Rural Access
  • Platinum FHA
  • Platinum Conventional
  • City of Modesto Down Payment Assistance Program
  • City of Ceres Down Payment Assistance Program



A True No Down Payment Loan

We have 100% financing programs available for your purchase needs. We offer 100% loans or can structure a combination of loans that accomplishes 100% coverage.



103% Financing

Good credit rewards you with 103% purchase loan allowing closing costs to be financed with your home loan.

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